ComePay Register – Come Pay App Download Guide (India)

Download the ComePay app for Android, register with your mobile number and OTP, log in, and buy or sell tokens directly via UPI. No deposit is required to start.

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This page covers the ComePay app – download steps, registration, login, P2P token trading, withdrawals, referral rewards and safety. We review and update it every month so the information stays current.
First Published: 01 September 2026 | Last Updated: 12 September 2026
ComePay – Key Information at a Glance
DetailsInformation
App NameComePay
Platform TypeP2P Token Trading & Wallet App
Earning ModelTrading commissions & referral rewards (results vary, not guaranteed)
Referral Commission1% Lifetime + Milestone Bonuses (per app terms)
Minimum Withdrawal₹100 – ₹200
Login MethodMobile OTP / Secure Password
Websitecomepay.co.in
Payment ModeDirect UPI (P2P – No Middleman)
Supported DevicesAndroid 5.0 and above
RegistrationMobile Number + OTP (Free)
Important: This page links to the ComePay app download and provides usage information. Beware of copycat websites and apps that misuse the ComePay name. When in doubt, verify through the in-app support channel.

ComePay App Screenshots

ComePay app dashboard showing buy and sell token options ComePay earnings screen showing trading activity ComePay referral screen showing referral code and commission ComePay withdrawal screen with UPI payment options

What is ComePay?

ComePay is a peer-to-peer (P2P) token trading and wallet app for Android users in India. It connects people who want to buy digital tokens with people who want to sell them. Payments are made directly between the two users through UPI, and the platform matches orders and charges a commission when a trade completes.

No deposit is needed to begin. You register with a mobile number, set a password, verify with an OTP, and you can start trading the same day.

Every trade settles through UPI, and the referral program offers commissions on purchases made by users you refer. The app's Telegram channel shares updates and community discussions. For more about the team behind this guide, visit the About ComePay page.

Why Do People Use ComePay?

People try ComePay mainly because it is easy to start and payments move directly between users. There is no heavy KYC, no upfront deposit, and no complex order book to learn.

  • Zero investment required: Start token trading without putting in a single rupee
  • UPI-based payments: Money moves directly between buyer and seller – the platform does not hold user funds
  • Referral program: 1% lifetime commission on purchases made by referred users (per app terms)
  • 24/7 in-app support: The support team is available inside the app
  • Community channel: A Telegram group where users discuss trades and share tips
  • Funds stay with users: The platform acts as a matching layer, not a custodian

What is P2P Trading on ComePay?

If you are new to token trading, here is how the model works before you spend even one rupee.

  • What is P2P? Peer-to-peer means you trade directly with another user. ComePay only shows you the matching buyer or seller – the money moves directly between the two of you.
  • What are tokens? Tokens are digital units you can buy, hold, and sell inside the app. Their value moves with demand, like any other tradable asset.
  • How does a trade work? A seller lists tokens at a price, a buyer accepts and pays the seller's UPI ID directly, the seller confirms receipt, and tokens are released instantly.
  • What is the risk? Token prices can go up or down, and trades depend on both sides being honest. Read the User Safety Guide before your first trade.

New users usually complete their first small trade within a few minutes of registering.

How to Download and Install the ComePay App – Step by Step

The download takes about two minutes on any Android phone. Follow these steps:

  • Check compatibility: ComePay runs on Android 5.0 and above. Keep about 50MB of free storage.
  • Open the website: Visit comepay.co.in on your phone browser
  • Download the app: Tap the Download button on this page to get the latest ComePay app file
  • Allow unknown sources: Enable "Install unknown apps" for your browser under Settings > Security
  • Install: Open the downloaded file and tap Install. Wait for it to finish.
  • Verify the app: After installation, check that the app name and icon read "ComePay"
  • Register: Open the app and complete registration with your mobile number and OTP

App not installing? Free up storage, re-enable "Unknown Sources" for the correct app, or re-download the file and try again.

iPhone users: ComePay is currently available for Android only. An iOS version is under evaluation – follow the Telegram channel for updates.

Warning: Download the ComePay app only from comepay.co.in. Fake apps and clone sites exist. Read the complete User Safety Guide before you trade.

ComePay Register – How to Create Your Account

Registration is free and takes less than two minutes. Follow these steps:

  • Download and open the ComePay app from the website
  • Tap Register on the welcome screen
  • Enter your +91 mobile number
  • Create a strong password (use a mix of letters, numbers and symbols)
  • Enter a referral code if you have one – this unlocks the joining bonus
  • Verify with the OTP sent to your phone
  • Complete the one-time profile setup and you are ready to trade

Keep your mobile number handy for future logins – it is your ComePay ID. If you face any issue, check the troubleshooting section below or contact in-app support.

Note: Registration is 100% free. Never pay anyone to "create your account" or "activate your profile" – that is a scam.

ComePay Login – How to Log In with OTP & Password

Logging back in is straightforward. Open the app, enter your registered mobile number, and verify with the OTP that arrives on your phone – or use the password you set during registration.

  • Open the ComePay app on your device
  • Enter your registered mobile number (+91 India)
  • Verify using OTP or enter your secure password
  • Enter your referral code if you have one (to claim the joining bonus)
  • Access your dashboard and start buying/selling tokens
Security: ComePay support will never ask for your OTP, password or UPI PIN. Anyone who asks is a fraudster.

How to Buy Tokens on ComePay

Buying is a simple process and usually takes less than five minutes:

  • Log in and open the Buy section from the main menu
  • Browse the seller list and pick a price that suits you
  • Enter the token quantity and total amount you wish to purchase
  • Pay the seller directly on their UPI ID
  • Tap the "I Have Paid" button to notify the seller
  • The seller confirms receipt and tokens are credited to your wallet instantly
Remember: Always pay only through the UPI ID shown inside the app.

How to Sell Tokens on ComePay

Selling works the same way in reverse, and payments land in your UPI app instantly:

  • Open the Sell section in the ComePay app
  • Set your token quantity and desired selling price
  • Wait for a buyer to pick your offer
  • The buyer sends payment to your UPI ID
  • Check your bank/UPI app and confirm the money has arrived
  • Tap Confirm Payment to release the tokens to the buyer
  • The platform deducts its commission automatically and the rest stays in your wallet
Golden rule on P2P: Never release tokens until you personally see the payment in your UPI app.

How to Verify a UPI Payment Before Releasing Tokens

This single habit protects you from most P2P fraud. Before you release tokens to any buyer:

  • Open your own UPI/bank app – never trust a screenshot sent by the buyer
  • Check the exact amount matches the order total, including any decimals
  • Check the sender name and UPI ID match the buyer's profile in the app
  • Confirm the transaction shows "Success" in your statement, not "Pending"
  • Only then tap Confirm Payment inside the ComePay app

Screenshots can be edited in seconds. Your bank statement cannot. If anything looks wrong, raise an in-app appeal and never release the tokens. More tips are in the User Safety Guide.

How to Withdraw Earnings from ComePay

Withdrawing your earnings is simple. Most requests are processed within 24 to 48 hours:

  • Open the Withdraw section from the app menu
  • Enter the amount you want to withdraw (minimum ₹100 – ₹200)
  • Select your UPI-linked bank account
  • Review the details and confirm the request
  • Track the status from the Withdrawal History page
  • Money lands directly in your bank account once processed
Note: If a withdrawal stays pending for more than 48 hours, raise an in-app appeal and the team will check it.

How the ComePay Earning Model Works

There are three ways people earn on ComePay, and most active users combine at least two of them:

  • Trading: Buy tokens at a price you accept and sell when the price moves in your favour. A commission of 2% to 6% applies per completed trade, as per app terms.
  • Referrals: The app offers a 1% lifetime commission on purchases made by users you refer, plus milestone bonuses at 10, 25, 50, and 100 referrals.
  • Volume-based rewards: Active traders may unlock volume-based commissions on monthly trading, as per app terms.

A word of caution: none of this is guaranteed income. What you earn depends on your trading activity, market movement and how your referral network grows.

ComePay Referral Program – How It Works

The referral program lets you earn from your network without trading more. Share your referral code with friends, and every purchase they make gives you a 1% lifetime commission. Milestone bonuses apply as your network grows:

Referral LevelCommissionBonus Reward
Per Referral Signup₹25 Instant Bonus--
1 to 10 Referrals1% Lifetime on Purchases--
10 Referrals1% Lifetime500 Extra Tokens
25 Referrals1% Lifetime1500 Bonus Tokens
50 Referrals1% Lifetime3500 Bonus Tokens
100 Referrals1% Lifetime7000 Bonus Tokens + ₹500 Cash

You can find your personal referral code inside the app under Referral > My Code.

ComePay Fees – What Does Trading Cost You?

  • Registration: Free – no charge to create an account
  • Deposits: Not applicable – ComePay does not require any deposit
  • Trade commission: 2% to 6% deducted automatically when a trade completes
  • Withdrawals: No platform fee – the amount you request is the amount you receive
  • Referral payouts: Paid directly to your wallet balance with no processing fee

Pros and Cons of ComePay

ProsCons
Zero investment required to start tradingNot registered with RBI or SEBI
P2P model – platform never holds user fundsApp-only distribution (not listed on Play Store)
UPI payments move directly between buyers and sellersPhishing risk from fake websites – use only comepay.co.in
Active Telegram community for discussionUsers must verify payments manually before confirming
Built-in appeal system for disputed transactionsNo public customer care number (anti-scam measure)
Simple onboarding with no upfront depositNot a guaranteed income source – results vary by effort

ComePay vs Other Trading Platforms

PlatformModelKYC & DepositBest For
ComePayP2P via UPINo KYC, Zero depositDirect user-to-user trading
CoinDCXCentral exchangeKYC + depositBuying crypto via an exchange
WazirXExchange + P2PKYC + depositWide token selection
CoinSwitchAggregatorKYC + depositSimple investments

How ComePay is different: Exchanges like these run a central order book and usually require KYC and deposits. ComePay works purely P2P – you trade directly with other users via UPI, and no deposit is needed to start.

Points to Consider Before You Trade on ComePay

  • Download source: Use only comepay.co.in for the app download.
  • Regulatory status: ComePay is not registered with RBI or SEBI.
  • Payment flow: P2P model – payments happen directly between users via UPI.
  • Support channel: Support is available only inside the app; there is no public phone number.
  • Risk level: Token prices fluctuate, and earnings are never guaranteed.

Final note: Trade only with money you can afford to lose, and start with small amounts until you understand how the platform works.

ComePay Security – Safety Tips for Every User

  • Verify every payment: Never release tokens until you have personally confirmed the UPI payment in your bank app.
  • Never share OTP or password: ComePay support will never ask for these. Anyone who asks is a fraudster.
  • Use a strong password: Create a unique password and change it every few months.
  • Download only from comepay.co.in: Fake apps with similar names exist.
  • Use the in-app appeal system: If a trade goes wrong, raise a dispute through the app immediately.
  • Keep the app updated: Always install the latest version from the website.

Read the complete User Safety Guide for more detailed protection tips.

Common Scams Around ComePay & How to Avoid Them

  • Fake customer care numbers: ComePay has NO public phone number – support is only inside the app.
  • Fake download websites: Clone sites with similar names try to install malware. Only comepay.co.in is linked from this guide.
  • Fake Telegram admins: Scammers create groups with the ComePay name and ask for deposits.
  • Advance-fee fraud: Anyone asking you to pay to "unlock withdrawals" or "activate your account" is lying.
  • Buyer/seller payment tricks: Always check your own UPI app before confirming.

Full details are on the User Safety page.

Risks & Responsible Trading

  • Price fluctuation: Tokens can go up or down. Only trade with amounts you can afford to lose.
  • Unregulated activity: ComePay is not registered with RBI or SEBI.
  • No guaranteed income: Earnings depend entirely on your trading activity and referral network.
  • Impersonation scams: Fake websites and Telegram groups misuse the ComePay name.
  • Manual verification: In P2P, you confirm payments yourself. A missed step can lead to disputes.
Important: This page is for educational purposes only and is not financial advice. Never invest money you cannot afford to lose.

Key Features of the ComePay App

  • Zero investment: Start token trading without any upfront deposit
  • P2P trading model: Direct buy/sell between users via UPI payments
  • Referral system: 1% lifetime commission plus milestone bonuses
  • Withdrawal: UPI and bank transfers, typically processed within 24 to 48 hours
  • 24/7 in-app support: Live chat for dispute resolution and trading help
  • Lightweight app: Works on Android 5.0 and above devices
  • Appeal system: Raise disputes inside the app when a trade goes wrong

ComePay – App Version History & Updates

VersionRelease DateKey Updates
v2.7.005 September 2026Faster withdrawal processing, improved UPI status sync, security hardening
v2.6.020 August 2026Faster trade matching, improved appeal flow, UPI settlement status tracking
v2.5.010 August 2026New referral dashboard, milestone progress bar, in-app announcements
v2.4.025 July 2026OTP delivery fixes, wallet view improvements, security patch

Common Issues and Fixes – ComePay Login and App Problems

  • OTP not coming: Check your network signal, disable any VPN, restart your phone, and try again
  • Login failed: Clear the app cache, reset your password, or reinstall the app
  • App crashing: Reinstall the latest ComePay version from the website
  • Slow loading: Free up storage space on your device
  • Payment pending: Message the other party directly or raise an in-app appeal
  • Withdrawal delayed: Check your bank details, then raise an in-app appeal if it crosses 48 hours
Complete ComePay Guide – All Fixes

How to Contact ComePay Customer Support

Need help? Use the in-app live chat – that is the only support channel and it runs 24/7. ComePay deliberately has no public phone number; it is an anti-scam measure. Any "customer care number" you see online is fake.

For website-related queries, you can also use our Contact Us page.

Contact ComePay Support

ComePay – What Users Commonly Report

  • UPI settlements: Many users say trades and withdrawals complete within a day or two
  • Simple onboarding: Beginners regularly mention how easy registration and the first trade are
  • Referral earnings: Some referrers report that lifetime commissions arrive on time
  • Support response: Users appreciate the in-app appeal system for resolving disputes
Note: Experiences vary from user to user. Share your honest experience through in-app support or the Telegram community.

Frequently Asked Questions

01 Is the ComePay app available on iPhone?

Not yet. ComePay is currently built for Android 5.0 and above. iPhone users can follow the Telegram channel for updates on iOS availability.

02 What is the minimum withdrawal amount on ComePay?

The minimum withdrawal is between ₹100 and ₹200, depending on the token type and the payment method you choose.

03 Can I have more than one ComePay account?

No. One account per person and per mobile number is the standard policy, and using multiple accounts may result in a permanent ban.

04 What should I do if a payment is pending or a trade fails?

Message the other party directly from the order page first. If not resolved, raise an in-app appeal within 24 hours and the support team will investigate.

05 Is there a public customer care number for ComePay?

No. ComePay has no public phone number on purpose. Support is available only through the in-app live chat, which runs 24/7.

06 How do I find my referral code?

Open the app and go to Referral > My Code. Your personal referral code and share link are shown there.

07 What should I do if my OTP is not coming?

Check your network signal, disable any VPN, restart your phone, and clear the app cache. If it still fails, raise it with in-app support. More fixes are in the troubleshooting section.